Now in early access — free trial, no card required: 30 days on Personal, 14 on other plans

Every entity.
One net worth.

Accounts, investments, rentals, a business, and your family — Crestfolio brings every part of your financial life into one dashboard. Built for people who've outgrown single-account budgeting apps.

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Free trial — 30 days on Personal, 14 on other plans  ·  No credit card required  ·  Cancel anytime

crestfolio.io/dashboard
Crestfolio
Overview
Dashboard
Personal
Accounts
Transactions
Cash Flow
Budget
Debt Payoff
Goal Planner
Wealth
Investments
Income Projections
Family Hub
Family Overview
Family Alerts
Net Worth
$386k
Monthly Income
$6,084
Portfolio
$62k
Total Debt
$37k
Cash flow — 6 months
Net worth trend
Budget status
Housing100%
Food104%
Transport91%
Utilities92%
Debt payoff
Chase36%
Auto47%
Student28%
Debt-free: 2029
Goals
Emergency65%
Vacation40%
Home24%
FIRE: 2041
Built with
Plaid bank connectivity
Stripe payments
256-bit encryption
Read-only bank access
No data selling, ever
The problem

Managing money is harder than it should be

Most people juggle 4–6 disconnected apps just to get a picture of their own finances. Crestfolio brings everything together. You can also run the numbers first — the free multi-entity calculators work in your browser, no account needed.

📊
No single source of truth
Your checking is in one app, investments in another, budget in a spreadsheet. Nothing talks to each other.
👨‍👩‍👧‍👦
Families have no visibility
No tool exists for managing finances across parents, spouse, and adult children without sharing passwords.
🏦
Institutional tools cost a fortune
Orion, Black Diamond, and Addepar charge $15k–$250k per year. Built for advisors, not individuals.
Your complete financial picture
🏦
Chase Checking
$4,200
📈
Fidelity Brokerage
$34,000
🏛
Fidelity 401k
$28,000
💳
Chase Sapphire
−$3,200
🎓
Student Loan
−$18,000
Net worth
$33,200
6-month trend
Features

Everything your money needs, nothing it doesn't

From daily budgeting to 10-year cash flow projections — all in one place.

💰
Budget tracker
Track income and spending across 8 categories with subcategories. See budget vs actual at a glance. Over-budget alerts highlight where to cut.
Personal
📉
Debt payoff planner
Avalanche and snowball methods. See your debt-free date, total interest saved, and prioritized payoff order. Tracks 5+ debts simultaneously.
Personal
🎯
Goal planner + FIRE
Set and track savings goals with progress bars. The FIRE calculator shows your financial independence date in real time — drag the sliders to see it update.
Personal
📈
Investment holdings + Portfolio X-Ray
Track your portfolio by holding. See value, dividend yield, annual income, and frequency. VYM, SCHD, VNQ, BND, individual stocks — all in one view. Portfolio X-Ray uses your funds’ SEC filings (2–5 months old) to show every company, industry and country you own, and where funds overlap.
Wealth
🗓
Income projections
12-month forward projection of salary plus dividend income by payment schedule. Monthly payers, quarterly payers, and annual totals visualized clearly.
Wealth
🏛
CF analytics
10-year cash flow projections from your own accounts: what comes in and goes out, interest and principal, and when each debt is paid off. Cash flow by product category, including bond funds and structured products Coming soon
Wealth
👨‍👩‍👧
Family overview
See all family members' net worth, investments, debt, and alerts in one grid. Up to 12 members — spouse, parents, adult children, in-laws.
Family Hub
🔔
Family alerts
Automated alerts flag RMDs, high-rate debt, missing emergency funds, 403b below match threshold, and insufficient life insurance — prioritized by severity.
Family Hub
📊
Report builder
Build custom reports from any combination of metrics. Switch between bar, line, and donut charts. Export to PDF. Save reports for recurring reviews.
All tiers
Family Hub

Be the family CFO your family actually needs

No other personal finance tool lets you manage finances across your entire family — without anyone sharing passwords or losing privacy.

1
Delegated read access
Each family member approves your access from their own device. You see their data — you can never touch their accounts.
2
Consolidated family net worth
See everyone's net worth, investments, and debt in one place. Know the full picture at a glance.
3
Automated family alerts
Get notified when someone has high-rate debt, missing emergency fund, approaching RMD, or insufficient insurance.
4
PDF family review reports
Export a one-page family financial summary for your annual review conversations.
AH
Alex Harmon
Primary
$386k
JH
Jordan Harmon
Spouse
$142k
403b alert
PH
Patricia
Parent
$890k
RMD due
TH
Tyler
Child
$18.5k
24.9% APR
AHr
Ashley
Child
$32k
Refi opp.
BH
Brandon
Child
$9.2k
No e-fund
MH
Megan
Child
$24k
CM
Chris Miller
In-law
$41k
DK
David Kim
In-law
$55k
Insurance
Harmon Family Net Worth
$1,597,900
Active alerts
6
Pricing

Start free. Upgrade when you're ready.

Plans from $7.99/mo. No free tier, no ads, no data selling — a real product for people who take their money seriously.

Monthly
Annual 2 months free
Personal
$7.99/mo
30-day free trial — no card required
Self-directed individuals managing their own money. The complete alternative to Copilot Money.
  • ✓
    All accounts via Plaid
  • ✓
    Transactions + categories
  • ✓
    Budget tracker
  • ✓
    Debt payoff planner
  • ✓
    Goal planner + FIRE calculator
  • ✓
    Investment holdings + dividends
  • ✓
    Net worth tracking
Start free trial
Most popular
Family Hub
$69/mo
14-day free trial — no card required
Family CFOs managing finances for spouse, parents, and kids across multiple institutions.
  • ✓
    Everything in Personal + Wealth
  • ✓
    Up to 12 family member profiles
  • ✓
    Multi-institution aggregation
  • ✓
    Delegated read access
  • ✓
    Automated family alerts
  • ✓
    Household net worth dashboard
  • ✓
    PDF family review reports
Start free trial
Wealth
$59/mo
14-day free trial — no card required
HNW self-directed investors managing complex portfolios and fixed income holdings.
  • ✓
    Everything in Personal
  • ✓
    Portfolio X-Ray — see every company you own through your funds
  • ✓
    10-year CF projections
  • ✓
    Cash flow by product category Coming soon
  • ✓
    Fixed income holdings, maturity ladder, yield and duration
  • ✓
    Credit quality, yield curve and bond-fund analytics Coming soon
  • ✓
    Structured products + loans Coming soon
  • ✓
    Portfolio builder Coming soon
  • ✓
    Income projection calendar
  • ✓
    Dividend calendar
  • ✓
    Forward dividend income from declared rates Coming soon
Start free trial
Small Business
$49/mo
14-day free trial — no card required
Freelancers and entrepreneurs tracking income, expenses, and quarterly taxes.
  • ✓
    Everything in Personal
  • ✓
    Income tracking by client
  • ✓
    Schedule C expense categories
  • ✓
    Quarterly tax calculator
  • ✓
    P&L by client and month
  • ✓
    Annual Schedule C summary
  • ✓
    Year-over-year comparison
Start free trial
Real Estate
$49/mo
14-day free trial — no card required
Landlords tracking rental income, expenses, and key metrics across their portfolio.
  • ✓
    Everything in Personal
  • ✓
    Unlimited properties
  • ✓
    NOI, cap rate, cash-on-cash return
  • ✓
    Schedule E tax report
  • ✓
    Income and expense tracking
  • ✓
    Depreciation schedule
  • ✓
    AI document upload
Start free trial

One free trial per person: if you’ve already had a trial or have a plan, a new plan starts right away, with no second trial. Real Estate also available as a $29/mo add-on to Personal, Wealth, Family Hub, and Small Business (no trial; $290/yr annually). The Financial Kit buyers get a 30-day free trial — check your confirmation email for your promo code. View all plans →

Early access

Built in the open, shipping every week

Crestfolio is early. It's live, people are paying for it, and it's built by one person who got tired of running four apps and a spreadsheet to see one net worth. Here's exactly where things stand.

What's shipped
  • ✓
    Bank connections through Plaid — accounts, balances, and transactions, read-only
  • ✓
    One net worth across personal, business, rental, and family accounts, with each entity still separable
  • ✓
    Budgets, transaction categorization, debt payoff planning, goal tracking, and a FIRE calculator
  • ✓
    Investment holdings and dividends, portfolio comparison against 11 benchmarks Coming soon, and 12-month income projections
  • ✓
    Retirement planning with readiness scoring, FIRE variants, and year-by-year withdrawal projections
  • ✓
    Scenario modeling with Monte Carlo survival rates across market crashes, recessions, job loss, and early retirement
  • ✓
    Schedule C categories, quarterly estimated taxes, client invoicing, and P&L by client
  • ✓
    Unlimited rental properties with NOI, cap rate, cash-on-cash, DSCR, depreciation, and a Schedule E summary
  • ✓
    Up to 12 family member profiles with delegated read access, household net worth, and automated alerts
  • ✓
    Custom report builder and export center, on every plan
  • ✓
    AI statement and receipt parsing
What's coming
  • →
    Retirement plans that read your real accounts instead of typed inputs, saved to your account
  • →
    Deeper withdrawal modeling — guardrail and variable strategies, with sequence-of-returns risk made visible
  • →
    Social Security timing — compare claiming at 62, full retirement age, and 70
  • →
    Roth conversion and healthcare bridge modeling, once the underlying tax data is solid enough to trust
  • →
    Advisor and RIA tiers for financial professionals — waitlist open on the pricing page
  • →
    More institutions supported for automatic statement parsing

No free tier, no ads, and your data is never sold.

Ready to reach your peak?

Free trial — 30 days on Personal, 14 on other plans. No credit card. Cancel anytime.

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Already a Financial Kit customer? Check your email for your 30-day promo code.